How to Start Saving Money?

Set Goals
The first step to saving more money is figuring out why you're doing it because if you don't, then it will likely get put on the back-burner. If you aren't quite sure what your goals are, that's OK. Just start thinking what's important to you- both now and down the road- so you can start prioritizing your spending and your saving.
Here are a few goals to consider:

• Emergency savings
• Rainy day fund
• Paying off debt: The longer you owe money, the less you can save for own goals in life.
• Buying a car
• Buying a house
• Retirement savings

Everyone's goals are different, so these are just a few things to keep in mind when you start thinking about why you're saving. Even if these things are 3, 5 or 10 years down the road, you need to start thinking about them now to make sure you're on track to reach each goal, when you want to reach it.

Getting to the point when you're ready to buy a house and realizing you're nowhere near as financially prepared as you need to be- that's not a fun situation to be in. Saving for the future goals can be difficult especially when you can't quite see the light at the end of the tunnel, but you will- and the only way you will is by making the decision to get started.  

By Alex Thomas Sadler

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