3 Ways to Pay Less for Car Insurance

1. Break up with your insurer. Many consumers stay wedded to their car insurance company for decades. But comparison shopping among multiple insurers every three years or so can result in lower premiums. Cover lots of ground fast at thezebra.com, which offers estimates from 18 to 35 insurers, depending on your state.
2. Raise your collision/comprehensive deductible. A two-car family could chop $500 off its annual premium by raising its collision deductible to $500, up from zero, according to our recent analysis of billions of premiums nationwide. Slice off an additional $141 with a $1,00 deductible.
3. Make your teens crack the books. Adding a new teen driver to your policy can almost double your premium. But students under age 25 who show proof of good academic performance can earn significant discounts, especially in California, Louisiana, and Minnesota.

By Consumer Reports, Issue February 2018